Credit Card Settlement
I have a debt with a major credit card company and wasn’t able keep up to my obligation. I got an offer from the cc company for a payment arrangement which I agreed on and has already started paying my obligations based from the settlement.
A collections firm contacted me recently informing me that they have already filed a case against me and said that I should sign a compromise settlement with them as well NOTWITHSTANDING the cc company arrangement.
Is this valid? Am I required to sign a settlement with the collections agency even though I have already started paying for my debt in accordance with the payment arrangement plan I have with the credit card company?
I hope somebody could answer this.